Investing is one of the fastest ways to grow wealth, but many beginners find the stock market intimidating. That’s where investment software comes in. In 2025, a variety of platforms make investing simple, automated, and accessible—even for beginners.
Here’s a list of the top 10 investment software that Americans are using to earn consistently, track portfolios, and achieve financial goals.
1. Robinhood
Best for: Commission-free trading
Robinhood revolutionized investing by allowing users to trade stocks, ETFs, and cryptocurrencies without fees. Its beginner-friendly interface and mobile app make it easy for anyone to start investing with just a few dollars.
Key Features:
- Commission-free trades
- Real-time market data
- Cryptocurrency trading
- Intuitive mobile app
2. Acorns
Best for: Passive investing
Acorns rounds up spare change from everyday purchases and invests automatically. This hands-off approach is perfect for beginners who want to grow wealth without active management.
Key Features:
- Automatic round-up investing
- Goal-based portfolios
- Retirement accounts
- Educational resources
3. Betterment
Best for: Robo-advising beginners
Betterment is a top choice for automated portfolio management. It builds diversified portfolios based on your goals and risk tolerance, offering tax-efficient investing and retirement planning.
Key Features:
- Automated investing
- Personalized portfolio planning
- Tax-efficient strategies
- Retirement account options
4. Wealthfront
Best for: Advanced automation and planning
Wealthfront combines automated investing with financial planning, portfolio rebalancing, and tax-loss harvesting. It’s ideal for those who want more control while still enjoying automation.
Key Features:
- Automated portfolio management
- Tax-loss harvesting
- Personalized financial planning
- Goal tracking
5. Coinbase
Best for: Cryptocurrency investors
Coinbase is a trusted platform for buying, selling, and tracking cryptocurrencies. Beginners and experienced users can invest in digital assets safely and efficiently.
Key Features:
- Secure crypto trading
- Portfolio tracking
- Educational resources for crypto beginners
- User-friendly interface
6. M1 Finance
Best for: Custom portfolios
M1 Finance lets users create custom portfolios or choose pre-built expert portfolios. The combination of automation and customization makes it great for both beginners and advanced investors.
Key Features:
- Customizable portfolios
- Automated investing and rebalancing
- Fractional shares
- Low fees
7. Stash
Best for: Learning while investing
Stash helps beginners learn investing with small amounts of money. It combines investment education with automated portfolio options, making it ideal for those just starting.
Key Features:
- Beginner-friendly guidance
- Automatic investing
- Fractional shares
- Retirement accounts
8. TD Ameritrade
Best for: Full-service investing
TD Ameritrade offers a wide range of tools for both beginners and experienced investors. Its research resources and trading tools make it one of the most comprehensive platforms in the USA.
Key Features:
- Advanced trading tools
- Market research and analytics
- Retirement and brokerage accounts
- Educational resources
9. eToro
Best for: Social and copy trading
eToro allows users to copy trades from successful investors, making it perfect for beginners who want to learn from experts. It also supports stocks, crypto, and ETFs.
Key Features:
- Copy trading
- Social investment features
- Stocks, ETFs, and crypto
- Beginner-friendly interface
10. Fidelity Investments
Best for: Long-term growth and retirement
Fidelity offers robust tools for long-term investors. It’s ideal for retirement accounts, wealth-building strategies, and portfolio diversification.
Key Features:
- Retirement and brokerage accounts
- Research and analytics
- Low-cost investing options
- Automated investment tools
Tips for Choosing the Right Investment Software
- Define Your Goals – Decide if you want long-term growth, retirement, or passive income.
- Check Fees – Low fees maximize profits over time.
- Look for Automation – Robo-advisors help you invest consistently without stress.
- Consider Learning Resources – Beginners benefit from platforms that teach investing basics.
- Diversify Platforms – Sometimes combining two apps provides better opportunities.
Final Thoughts
Investment software has made wealth-building easier, faster, and more accessible than ever. Whether you want passive investing, hands-on trading, or cryptocurrency exposure, there’s a platform on this list for you.
Start small, stay consistent, and leverage the tools these top investment software platforms provide to grow your wealth in 2025 and beyond.